Question:

H4H lender is forcing me to use a lawyer in order to apply for an loan. If this wrong?

Answer:

Hope 4 Homeowners is not a lender or a company Okwjoe - it’s a loan modification company that is trying to trick you into paying an upfront fee.  Do more research, i can refer you to a company to give you a different perspective on the process - www.helpUmodify.org

I don’t typically like to talk about business here but I am passionate about helping consumers avoid scams like this!  Congratulations to you for asking more questions.

The Hope 4 Homeowners program was a miserable failure and the Treasure, FDIC and the Fed have since come up with better options.  They are working on the H4H program, but they’ve got a ways to go on it.

Hope this helps